Navy sits at 46th overall with an 11–2 record after a narrow 17–16 home victory over Army in Week 16. The one-point win underscores the Midshipmen's ability to grind out results in tight spots, though the razor-thin margin suggests offensive execution remains a work in progress. GIE rates Navy at 6.2, reflecting a team that's solidified its place in the upper-middle tier of college football but hasn't yet broken through to elite consistency. With the regular season complete, Navy's path forward hinges on bowl positioning and how the model evaluates their strength of schedule in the final playoff picture.